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Driving true experience transformation for organizations, from defining your strategy to designing your solutions to executing your vision.

CASE STUDY

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CASE STUDY

EPAM CONTINUUM

  • Banking on Change

CASE STUDY

EPAM CONTINUUM

  • Leveraging Digital to Build Relationships
01 / 03
  • Our Client Solutions

01

National Instant Payments Network

We designed a universal instant payments solution for a European country, which was so successful it is now the official solution across the country where all banks must connect to conduct business.

02

Payment Service Provider Build

A leading POS machine provider wished to move up the payments value chain. We built a new microservices-based payments processing capability, adding new payment types such as APM’s, QR Code, Crypto and more, enabling new POS, processing and ECOM services.

03

Embedded Finance Loyalty Ecosystem

A multinational coffee chain launched a prepaid program to enable loyal customers to receive priority access to services. We integrated the solution within the app, online and POS, created a redemption capability, and implemented complex pricing and promotion capabilities, resulting in a lead program servicing 60 million customers with deposits over $1 billion.

04

Wholesale Stablecoin Settlement Network

A client sponsored by more than 15 leading global banks presented a vision to revolutionize interbank settlement with a blockchain-based settlement coin. We drove the product design and implemented the payment network service, combining Swift and distributed settlement nodes.

05

Payment Strategy

Through multiple acquisitions, our client inadvertently was left with complex bespoke client interfaces and customer journeys, linked to multiple payment providers, creating a drag on future strategy implementation. We helped the client quickly reset their payments landscape and designed a roadmap to future strategic aims.

06

Payment Technology Migration

We migrated 37 banks from a legacy card batch processing technology to a cutting-edge, real-time platform allowing for access to accurate, up-to-date data.

07

Retail Digital Payments Hub Implementation

A global sports apparel manufacturer wanted to take control of their payments processing. We built a payment hub with intelligent switching and integrated leading PSP and fraud solutions to enable new payment types while also driving up acceptance rates.

08

Banking as a Service (BaaS)

A German challenger bank developed a BaaS product in a prototyping language and was unable to bring together engineering teams to configure the product for its clients. We cross-trained six scrum teams, enabling quick and effective implementation.

09

Merchant Portfolio Profitability Optimization

To assist a global client in migrating data from one platform to another, we developed a data lake, enabling detailed analysis of each individual merchant to provide a clear view of profitability while helping to assist senior management in decision-making.

01

National Instant Payments Network

We designed a universal instant payments solution for a European country, which was so successful it is now the official solution across the country where all banks must connect to conduct business.

02

Payment Service Provider Build

A leading POS machine provider wished to move up the payments value chain. We built a new microservices-based payments processing capability, adding new payment types such as APM’s, QR Code, Crypto and more, enabling new POS, processing and ECOM services.

03

Embedded Finance Loyalty Ecosystem

A multinational coffee chain launched a prepaid program to enable loyal customers to receive priority access to services. We integrated the solution within the app, online and POS, created a redemption capability, and implemented complex pricing and promotion capabilities, resulting in a lead program servicing 60 million customers with deposits over $1 billion.

04

Wholesale Stablecoin Settlement Network

A client sponsored by more than 15 leading global banks presented a vision to revolutionize interbank settlement with a blockchain-based settlement coin. We drove the product design and implemented the payment network service, combining Swift and distributed settlement nodes.

05

Payment Strategy

Through multiple acquisitions, our client inadvertently was left with complex bespoke client interfaces and customer journeys, linked to multiple payment providers, creating a drag on future strategy implementation. We helped the client quickly reset their payments landscape and designed a roadmap to future strategic aims.

06

Payment Technology Migration

We migrated 37 banks from a legacy card batch processing technology to a cutting-edge, real-time platform allowing for access to accurate, up-to-date data.

07

Retail Digital Payments Hub Implementation

A global sports apparel manufacturer wanted to take control of their payments processing. We built a payment hub with intelligent switching and integrated leading PSP and fraud solutions to enable new payment types while also driving up acceptance rates.

08

Banking as a Service (BaaS)

A German challenger bank developed a BaaS product in a prototyping language and was unable to bring together engineering teams to configure the product for its clients. We cross-trained six scrum teams, enabling quick and effective implementation.

09

Merchant Portfolio Profitability Optimization

To assist a global client in migrating data from one platform to another, we developed a data lake, enabling detailed analysis of each individual merchant to provide a clear view of profitability while helping to assist senior management in decision-making.

01 / 09

100+

Cross-industry clients in the last five years

1,000+

Professionals

100+

Programs

  • Our Capabilities
 

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